AML Policy

The website of EdgeGraph FX Limited is owned by TEC WORLD LTD, which is incorporated under the laws of Seychelles with Registration No. IBC 223062, and is operated by TEC SOLUTION LTD ("the Company"). TEC SOLUTION LTD is incorporated under the laws of Saint Vincent and the Grenadines with Registration No. 25965 BC 2020.

We are committed to maintaining a high standard of corporate ethics and personal conduct at all times. To achieve this, we have established appropriate Anti-Money Laundering ("AML") processes to detect the risk of non-compliance with our obligations and to implement suitable measures and procedures to minimize such risks, in accordance with international AML prevention standards.

Preventing money laundering is a major responsibility and objective for regulatory authorities around the world. Money laundering involves transferring funds obtained through criminal activities, enabling those funds to be used for terrorism or other illicit actions.

What is money laundering: Money laundering refers to the concealment or disguise of the nature of property obtained through criminal activity, the transfer or conversion of such property, the acquisition, possession, or use of property while knowing it is derived from criminal activity, or participating in or assisting in the movement of funds to make the proceeds appear legitimate.

Key Points

• AML (Anti-Money Laundering) aims to deter criminals by making it more difficult for them to conceal illegally obtained funds.
• Criminals use money laundering to conceal their crimes and the proceeds generated from them.
• AML regulations require financial institutions to monitor customer transactions and report any suspicious financial activity.

AML Red Flags

• Large cash transactions
• An unusually high number of transactions (which may indicate "layering," where deposits are split into smaller amounts to stay below reporting thresholds)
• Sudden spikes in transaction activity or amounts
• Transactions linked to cash-intensive businesses, such as gambling
• Transactions involving jurisdictions with known histories of money laundering
• Transactions involving individuals or businesses considered potential money-laundering participants

AML Transaction Monitoring and Screening

Transaction monitoring is one of the security processes used in AML (Anti-Money Laundering) and fraud prevention. It detects suspicious transactions, analyzes them, generates reports, and determines the risk level associated with the customer's transactions.

Financial institutions mediate a large number of financial transactions each day. One of their AML obligations is to verify both the sender and the recipient in transfer transactions. To determine whether any suspicious transactions exist, screening is conducted on both the sender and the recipient for sanctions, politically exposed persons (PEPs), and adverse media (negative or criminal-related information).

Know Your Customer

The purpose of KYC guidelines is to prevent criminals from using businesses for money laundering. These procedures also enable companies to gain a deeper understanding of their customers and their financial activities.

We are obligated to verify the identity of every individual who registers in our system and opens an account. Accordingly, as part of our anti-money laundering efforts and compliance with relevant laws, we require customers to provide certain identification documents. These may include, but are not limited to, identification cards, passports, proof of address such as recent utility bills, and proof of payment methods.

Furthermore, we monitor the customer's economic profile,

• Whether we have a sufficient understanding of the customer's business activities and the sources of their funds
• Whether we understand the customer's investment objectives
• Whether we have an appropriate understanding of the customer's knowledge and experience related to trading

to confirm. It is also extremely important that customers comply with our principles and standards. In particular, the following matters are treated as part of the customer identification process.

• Collection of information
• Request for submission of evidence documents
• Verification of information

We retain all transaction records for at least five years after the end of our contractual relationship with the customer, provide training to employees to help them identify suspicious transactions, and fully comply with all reporting obligations.